Preferred Health Savings Account (HSA) Header

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Preferred Health Savings Account (HSA)

A Health Savings Account (HSA) is a type of investment account that was created by Congress and is designed to help you save for future health care needs. To be eligible to establish an HSA, you must be enrolled in a qualified High Deductible Health Plan (HDHP).

 

An HSA will allow you to use tax-deductible dollars to pay for your out-of-pocket and other qualified medical expenses. This account applies to eligible medical expenses paid for you, your spouse and dependents. Funds placed in an HSA account, as well as interest and other investment earnings on your contributions to the account, may continue to grow without taxation over the years.

 

For additional information, please see:
IRS Publication 969, "Health Savings Accounts and Other Tax-Favored Health Plans".

 

Blue Cross has partnered with Affiliated Computer Services, Inc. (ACS) and The Bank of New York Mellon to provide the Mellon Health Savings Account (HSA) SolutionSM. This is a service available to Blue Cross Health Care Plans that cover 51 or more employees.

 

Together, Blue Cross, ACS and The Bank of New York Mellon are committed to deliver a positive HSA experience.

 

Blue Cross provides services for your Health plan that is HSA qualified. ACS provides the overall administration of the Health Savings Account. The Bank of New York Mellon is the custodian for the accountholders providing record keeping and transaction processing for your HSA account.

 

For additional information regarding ACS/Mellon HSA SolutionSM, please visit hsamember.com. If your health plan covers less than 51 employees, please check with local area financial institutions for information regarding their HSA offerings.

 

Note: Not all Preferred Blue Account Programs are currently available with all Blue Cross and Blue Shield of Alabama plans. HRAs and HSAs are currently available on a limited basis.

 

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